PASSIVE VOICE

RIYAN SETIAWAN 
3EB22 
26216525

Mobile Banking on the Increase in Developing Countries

Mobile banking is becoming more and more popular in countries of the Third World. While in developed countries almost all people have bank accounts, only a small part of the population in underdeveloped countries has access to banks.

In mobile banking, a person who wants to send money does so by sending the amount via text to the receiver’s phone number. The person who receives the money goes to an authorized local shop that and withdraws the cash.

There are many examples of mobile banking in the Third World. Hospitals in Tanzania send money to women so that they can pay for the bus fare to the hospital. In Afghanistan, the government pays its policemen by mobile phone. Coffee plantation owners in East Africa send workers their money via text.

Mobile banking has become popular where there are few banks but where most of the people have a mobile phone. The potential market is especially large in South America where only 35% of the people have bank accounts but 90% have mobile phones.

Many mobile phone companies are taking over banking services in underdeveloped countries. In the last two years, almost one million people in six African countries have signed up with European mobile operator Orange. In Kenya and Tanzania, British operator Vodaphone has 20 million customers who send money to other people in the country and abroad.

In Pakistan, Norwegian mobile phone company Telenor has been offering mobile banking since 2008. People can withdraw money at almost 11,000 shops throughout the country. Pakistan itself has only a little over 8,000 banks. Money transfers are limited to $120, with Telenor taking 5% of the amount.

The number of mobile banking customers is expected to rise in Third World countries from currently 60 million to almost a billion in 2015. Over 80% of these costumes live in Latin America, Africa, and Asia. In the developed world mobile banking has not become a serious option because most customers have bank accounts and transfer their money via Internet banking. As more and more Americans and Europeans buy smartphones mobile banking will probably increase.

10 passive voice about articl
1 .      Bank accounts are had by almost all people in developed countries
2.      Money is sent to women by hospitals in Tanzania
3.      The bus fare can be paid by they to the hospital
4.      In Afghanistan the policeman is paid the government by mobile phone
5.      A mobile phone is had by most of the peopl
6.      20 milion customers are had by british operator vodaphone in Kenya and Tanzania
7.      Mobile banking has been being offered by Norwegian mobile phone company Telenor in                     Pakistan since 2008
8.      Money can be withdrawn by people at almost 11.000 shops throught the country 
9.      Access to banks are had by only a small part of the population in underdeveloped                                 countries
10   Banking service are being taken over by many mobile phone companies In                                            underdeveloped countries       

        PASSIVE VOICE  

                  Passive Voice

Passive voice sentences the subject is subject to the action of the verb, or phrase that describes what happens to the subject of the sentence, while the active sentence is a sentence that states the subject of the sentence does what. 

Use of Passive

Passive voice is used when the focus is on the action. It is not important or not known, however, who or what is performing the action.

Example: My bike was stolen.

-        In the example above, the focus is on the fact that my bike was stolen. I do not know, however, who did it.

-        Sometimes a statement in passive is more polite than active voice, as the following example shows:

Example: A mistake was made.

-        In this case, I focus on the fact that a mistake was made, but I do not blame anyone .

Form of Passive

Subject + finite form of to be + Past Participle (3rd column of irregular verbs)

Example: A letter was written.

-          When rewriting active sentences in passive voice, note the following:

-          the object of the active sentence becomes the subject of the passive sentence

-          the finite form of the verb is changed (to be + past participle)

-          the subject of the active sentence becomes the object of the passive sentence (or is dropped)

                                      

KALIMAT PASIF 

Kalimat pasif merupakan kalimat yang subjeknya sebelum predikat. Kalimat pasif adalah kalimat yang subjeknya dikenai suatu perbuatan atau aktivitas. Kalimat pasif biasanya diawali oleh awalan ter- atau di-. Adapun ciri-ciri dari kalimat pasif adalah:

1.      Subjeknya sebagai penderita.

2.      Predikatnya berimbuhan di-, ter-, atau ter-kan.

3.      Predikatnya berupa predikat persona (kata ganti orang, disusul oleh kata kerja yang kehilangan awalan).

Contoh kalimat passif

1.      ikan asin di - makan oleh kucing.

2.      Faiz di - tangkap polisi karena terlibat kasus tawuran.

3.      Dalam kegiatan tersebut, Rizal di - tunjuk sebagai Ketua Pelaksana.

4.      Obatnya harus di - minum 3 x sehari.

5.      Konser Noah di - tonton puluhan ribu orang.

6.      Saat bermain, Dede di- panggil oleh Ibunya untuk segera pulang.

7.      Sejak kemarin, Abbas di - cari oleh teman-temannya.

8.      Perampok di- pukul oleh warga yang naik pitam.

9.      Bukunya di - baca Joko dengan saksama.

10.  tanpa sengaja, Dimas ter - senggol penonton lain yang tengah berjoget.

SOURCE : https://labbahasainggris.co.id/artikel-bahasa-inggris-tentang-ekonomi-bisnis-lengkap-dengan terjemahan-dan-daftar-kosakata-baru/